Cosmetic surgery and operations are associated with high costs. Medically necessary operations are usually reimbursed by your health insurance fund. All costs for procedures and operations without medical necessity are in most cases partially, but mostly not reimbursed at all. The costs of the operation must be borne completely by you. This makes sense, as it is your own desire to improve or change something on your body. For example, loans are increasingly being taken out to Breast augmentation to be able to pay. Meanwhile, there are various credit institutions that can help with payment by instalments.
PAYMENT FOR BREAST AUGMENTATION
Jede Frau, die eine Brustvergrößerung, Breast lift, Brustkorrektur oder Breast reduction in Betracht zieht, hat ihre eigenen Gründe dafür. Eine Brustvergrößerung kann eine medizinische Indikation haben, insbesondere wenn es sich um eine Brustkorrektur handelt, deren Kosten von Ihrer Krankenkasse erstattet werden. Wenn Sie den Eingriff durchführen lassen, weil Sie mit der Größe oder Form Ihrer Brüste nicht zufrieden sind, sind die Kosten meist komplett für den Patienten. Wenn Sie sich entschieden und einen Arzt gefunden haben, können Sie einen Termin für ein Beratungsgespräch vereinbaren. Ziel ist es, Sie einerseits über die weitreichende Behandlung zu informieren und zu beraten und andererseits die Kosten zu erläutern. Wie finanzieren Sie die Brustvergrößerung? Kann man den kompletten Betrag auf einen Schlag bezahlen oder sollte man erst sparen? Ist es möglich, die Brustvergrößerung in Raten zu bezahlen und wo finden Sie ein Kreditinstitut? Die Acura clinic can put you in touch with a specialised credit company. The cost of a breast augmentation depends on the treatment technique. For example, a breast augmentation can be performed using your own body fat, but you might also prefer implants. During the consultation, you will receive a personal treatment plan with a precise cost estimate.
INSTALLMENT PAYMENTS FOR BREAST AUGMENTATION
Most clinics offer you the option to pay for expensive cosmetic surgery afterwards and/or have it financed. You will undergo a breast augmentation and the out-of-pocket cost is repaid in instalments until the full treatment amount has been paid. One of the disadvantages of paying in instalments is that the interest costs are high, as the clinics charge the maximum legally permitted interest rate. It is often cheaper and more attractive to borrow the required amount from a credit institution or take out a personal loan. You therefore get a breast augmentation on instalments, but with a significantly lower interest rate.
PERSONAL LOAN FOR REPAYMENT
If you choose a Breast augmentation decided, but cannot or do not want to pay the treatment amount immediately, a personal loan is a commonly used option. Many women consider this type of loan for cosmetic surgery. What can you expect from a personal loan and is everyone eligible for this form of loan? A personal loan has a fixed term and a fixed interest rate. Does the interest rate rise in the meantime? This has no effect on the loan, the interest rate remains unchanged. Do you have the opportunity to make additional repayments during the term of the loan? Then you can almost always do this without extra costs. The conditions are clear. Unlike an instalment payment, the amount of the personal loan is transferred to you after approval. You have the full amount at your disposal and can transfer it directly to the clinic. Thanks to the predetermined monthly amounts, you know how long you will be paying out monthly. Characteristics of a personal loan:
- Best way to finance a breast augmentation.
- Fixed term, fixed monthly payments and a fixed interest rate.
- No reminder for extra or early redemption.
You should definitely inform yourself thoroughly and find the right institution for a personal loan. Please do not simply sign an application like that. Not everyone can take out a loan, and the company will check and assess your financing application using your personal data. Both your monthly income and expenses as well as your family and living situation are important in this regard. All further documents will be requested and examined. If a loan company grants you a personal loan, you will receive a loan agreement. After signing and returning the agreement, the amount will be transferred directly to you. Be aware that this personal loan will be registered and may affect your future creditworthiness.
COMPARE POSSIBILITIES
Are you considering taking out a personal loan or a revolving credit? In Germany and the Netherlands, there are several specialised lending companies that focus entirely on financing cosmetic surgery. Of course, it is always possible to compare the various institutions so that you can be sure you are choosing the best terms and conditions and the lowest interest rate. The current advantage is that you can compare the options online from home and do not have to make an in-person appointment with each company.
INFORMATION ABOUT BREAST AUGMENTATION AND PAYMENT BY INSTALMENTS
Sind Sie mit der Form oder Größe Ihrer Brüste nicht zufrieden? Möchten Sie wissen, ob eine Brustvergrößerung für Sie geeignet ist und welche Technik die besten Ergebnisse zeigt? Vereinbaren Sie einen Termin für eine persönliche Beratung in der Acuraklinik in Weert. Nehmen Sie Medikamente ein oder haben Sie eine chronische Erkrankung? Bringen Sie diese Informationen unbedingt zur Beratung mit. Falls erforderlich, kann der Arzt ein angepasstes Dosierungsschema für Ihr Medikament vorschlagen. Erwägen Sie, die Behandlung in Raten zu bezahlen? Die Klinik arbeitet mit Cosmetic Finance zusammen. Die Mitarbeiter der Acuraklinik können Sie mit einem Kreditinstitut in Kontakt bringen.
BREAST AUGMENTATION FINANCING – FAQ
There are a number of frequently asked questions about financing a breast augmentation. Naturally, you can also ask us these questions by email or telephone. Nevertheless, we think it is useful to answer a number of questions this way.
1. How much does a breast augmentation cost?
Je nach Technik bietet die Acuraklinik eine Brustvergrößerung zu verschiedenen Preisen an. Eine Brustvergrößerung mit Liposuction und Lipofilling ist meist teurer als das Einsetzen von Implantaten. Erfahren Sie in unserer Price overview more about the costs of this treatment.
2. will the costs be reimbursed?
Basic health insurance only covers breast augmentation if one or both breasts have been amputated as a result of a medical procedure. Are your breasts asymmetrical? The insurer will cover the costs for the reduction of the larger breast. Conditions and reimbursement amounts are specified in your (supplementary) health insurance policy.
3. How can I pay the costs?
The treatment fee can be paid in cash, by PIN payment or by bank transfer.
4. Can I pay for a breast augmentation in instalments?
It is possible to pay for the treatment in instalments. The Acura Clinic works with Cosmetic Finance and our staff will be happy to put you in touch with the credit institution.
5. Is a personal loan or a revolving credit facility recommended?
A personal loan often offers more security. The term, interest rate and monthly repayment instalments are fixed. The disbursed amount cannot be withdrawn. This is possible with a revolving credit. The term of a revolving credit is fixed. The interest rate is variable and can change over time.
6. Does the financing affect my credit rating?
Cosmetic Finance registers the revolving credit or personal loan with the BKR in Tiel. If for any reason you fail to repay, this will also be reported. This may affect the taking out of future loans and/or a mortgage.
7. Is everyone approved for a loan?
The credit company will request access to your credit history and ask for information about your financial situation, your family composition and your employment status. Your situation determines whether a credit company considers it responsible to make a loan offer or not.
8. How long does it take to pay off a breast augmentation?
The term of a loan or credit is stipulated in the contract. As a rule, this is a period of 3 to 5 years, with some exceptions of up to 10 years. The longer the term of a loan, the higher the costs you pay.
9. Can a loan be repaid faster?
Until recently, it was common for a credit company to charge a penalty fee for loans repaid earlier than the agreed term. This is no longer the case everywhere. Loan terms and conditions contain clauses and options for faster loan repayment.
10. Will my medical records be sent to the credit company?
No, the Aura Clinic will only put you in touch with Cosmetic Finance and you will then have direct contact with the credit company. It is not necessary to state which treatment you are undergoing. The credit company assesses your credit application on the basis of your personal details and the documents relating to your financial situation.
11. Does my age affect the possibility of paying for a breast augmentation in instalments?
Loans and/or credit are not granted to minors. An increasing number of lending companies are offering loans for seniors. The terms and conditions for the loan or credit vary, and it is possible to compare the different financing options.
12. What happens if I fail to meet the repayment deadline?
Following several reminders and/or requests, the payment arrears will be reported to the BKR. Try to maintain contact with the credit company in the event of payment arrears. This will prevent problems with your future creditworthiness.
13. Can a breast augmentation abroad be paid for in instalments?
Getting a loan or credit abroad is complicated and often not possible. However, there are clinics in the Netherlands that work with credit companies, such as Cosmetic Finance. Never take out a loan or credit if the terms and conditions are not clear or only insufficiently clear.
14. Is it expensive to take out a loan or credit for a breast augmentation?
The interest costs are variable and, depending on the type of financing, you pay a fixed or variable percentage. The amount of the costs is stated in the agreement. A lending company may also charge administration fees.
15. Can I get a discount for a breast augmentation?
Compare the tariffs and treatment options with each other. The differences are significant and when you look closely at the costs, among other things, it is quite easy to get a discount on the highest treatment amounts.
16. Do I get a discount if I give permission to use my before-and-after pictures?
Not everyone wants their before-and-after photos to be used for promotional purposes. During a consultation at the clinic, a cosmetic doctor will show you the results of previous treatments. If you grant permission for the use of your images, you can specify how long the photos may be used. All other conditions and/or discount options will also be discussed.
17. For which treatment am I more likely to get a loan, implants or lipofilling?
The decision does not depend on the treatment technique. A credit company will assess your personal situation. Your monthly income and expenses are looked at, and your living and family situation is also taken into account.
18. Is there another way to pay for a breast augmentation in instalments?
If you would rather not take out a loan with a financial institution, you can ask your family and friends. Perhaps there is a possibility for financial support there, or you can start saving the amount early on.
19. Does a clinic need to know that I am paying for my breast enlargement in installments?
No, you are free to take out a loan or pay yourself. This is independent of the treatment you are undergoing.
20. Can I cancel an appointment because I cannot get the financing?
An agreed appointment can be cancelled at no extra charge, provided the cancellation conditions are met. If you wait too long to cancel, a cancellation fee may be charged.
21. What conditions do I need to meet to take out a loan?
Lenders check your credit history. The BKR in Tiel shows whether and how you have paid off a loan or credit in the past. Your income, family and living situation are checked.
MÖCHTEN SIE EINEN UNVERBINDLICHEN BERATUNGSTERMIN VEREINBAREN?
After reading this report on „Financing breast augmentation“, are you interested in a consultation for breast augmentation? Book an appointment and tell us about your situation, as well as your wishes and expectations for the treatment. To do this, fill out the contact form, call us on +31 495 54 78 48 or simply send an e-mail to consult@acuramedischcentrum.nl.
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